Privacy Policy

Last Updated: [Insert Date]

This Privacy Policy outlines how One Credit ("we," "our," or "us") collects, uses, protects, and shares information when you visit our website and use our services. We are committed to protecting your privacy and ensuring the security of your personal data.

1. Information We Collect

We may collect and process the following types of personal data:

Personal Information: Name, identification details, phone number, email address, residential or business address.
Financial Information: Banking details, loan details, income information.
Usage Data: IP address, browser type, pages visited, and interactions with our website.
Communication Data: Information shared when contacting us via email, phone, or other channels.

2. How We Use Your Information

We use the collected data for the following purposes:

Processing loan applications and verifying identity.
Providing customer support and responding to inquiries.
Sending updates, promotions, and service notifications (with opt-out options).
Analyzing website usage to improve user experience.
Complying with legal and regulatory requirements.

3. Data Protection and Security

We implement appropriate technical and organizational measures to safeguard your personal data against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

4. Sharing of Personal Data

We do not sell or rent your personal information. However, we may share data in the following circumstances:

Service Providers: Third-party partners who assist in loan processing, verification, and IT support.
Legal Compliance: When required by law, court orders, or government authorities.
Business Transfers: In case of a merger, acquisition, or business restructuring.

5. Cookies and Tracking Technologies

Our website may use cookies to enhance your browsing experience. You may manage cookie preferences through your browser settings. Disabling cookies may affect website functionality.

6. Your Rights and Choices

You have the right to:

Access, update, or delete your personal information.
Object to or restrict data processing.
Withdraw consent for marketing communications.
Request a copy of the data we hold about you.

To exercise these rights, please contact us at onecredit888@gmail.com.

7. Third-Party Links

Our website may contain links to external sites. We are not responsible for the privacy practices of third-party websites. We encourage you to review their privacy policies.

8. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated revision date. We encourage you to review this policy regularly.